$25K - $1M
Bridge Loans
Short-term capital to bridge a gap -- between funding rounds, seasonal revenue dips, or while waiting on receivables.
Bridge Loans
$25K - $1M
Overview
Bridge loans are designed for businesses that need capital now but have a clear repayment event on the horizon. Whether you're between funding rounds, waiting on a large receivable, navigating a seasonal revenue dip, or closing on a property, a bridge loan provides the capital to keep operations running smoothly. These are short-term instruments — typically 3 to 18 months — with flexible repayment structures that accommodate your specific situation.
Key Features
- Fast turnaround for urgent needs
- Flexible repayment structures
- Terms from 3 to 18 months
- Designed for transitional situations
Funding Range
$25K - $1M
Category
Working Capital
Flexible funding to cover payroll, inventory, and growth initiatives.
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Apply once and we will match you with the best options for your business.
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How Bridge Loans works
Describe your situation
Tell us about the gap you need to bridge — a pending receivable, a seasonal dip, a real estate closing, or another transitional need. Context helps us find the right structure.
Get a tailored proposal
We match you with lenders who specialize in short-term bridge financing and present offers with clear terms, including repayment triggers and exit strategies.
Receive fast funding
Bridge loans are designed for speed. Most close within days, not weeks, getting capital into your account when timing matters most.
Repay when your event clears
Pay off the bridge when your receivable lands, your funding round closes, or your property sale completes. The structure fits your timeline.
Why Choose This Product
Built for growing businesses
Speed When It Matters
Bridge financing is built for urgency. Fast underwriting, fast decisions, fast funding.
Flexible Structure
Interest-only periods, balloon payments, or custom schedules aligned to your repayment event.
Keep Momentum
Don't let a temporary cash gap stall your business. Bridge the gap and keep moving forward.
Eligibility
Who qualifies for Bridge Loans
- Minimum 500 credit score
- At least 4 months in business
- A clear repayment event or exit strategy (e.g., pending receivable, closing, funding round)
- Minimum $5,000 in monthly bank deposits
- Most industries eligible
Real-World Scenarios
Common use cases
A tech startup needs $200K to cover three months of operating costs while its Series A round closes, repaying the bridge from the round proceeds.
A wholesaler has a $400K purchase order from a major retailer but needs $150K now to fulfill it. The bridge is repaid when the retailer pays net-60.
A real estate investor needs $500K in gap funding while waiting for a commercial property sale to close, then repays from the sale proceeds.
Compare
Bridge Loans vs. alternatives
Bridge loans serve a different purpose than term loans — they are short-term instruments with a specific exit event, while term loans are designed for longer repayment over months or years. Compared to a line of credit, bridge loans are typically available in larger amounts and with more flexible repayment structures, but they are not revolving. Factoring is an alternative if your gap is caused by unpaid invoices, though factoring involves selling the invoices rather than borrowing against a future event.
Frequently Asked Questions
Common questions about Bridge Loans
Most bridge loan programs require a minimum credit score of 500. Because bridge loans are often secured by a specific repayment event or collateral, credit score requirements may be more flexible than other loan types.
Bridge loans are built for speed. Many applications are approved within 24-48 hours, with funding following within 1-3 business days. In urgent cases, same-day funding may be available.
You will need business bank statements, a government ID, and documentation supporting your repayment event — such as a purchase agreement, pending invoice, or term sheet from an investor.
Most bridge loan structures include provisions for reasonable delays. If your closing or receivable is delayed, work with your advisor to discuss extension options before the original term expires.
Yes. The key factor for bridge loans is the strength of your repayment event, not just business age. If you can document a clear exit — a signed contract, purchase order, or investor commitment — newer businesses can qualify.
The initial application uses a soft credit pull that does not impact your score. A hard inquiry may occur only after you accept a specific offer.
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